Soil, developed by ORQO Group, has rolled out what it describes as the first compliant real-world asset (RWA)-backed yield protocol on the XRP Ledger. The protocol allows holders of RLUSD, Ripple’s US dollar-pegged stablecoin, to deposit tokens into onchain vaults, generating fixed returns. Returns are supported by instruments including private credit, tokenized Treasuries, and market-neutral hedging strategies.
The initial $1 million asset pool was filled in under 72 hours, signaling strong demand for regulated yield products within the XRPL ecosystem. Soil plans to launch additional pools in the coming weeks. “The stablecoin market’s transition toward a multi-trillion-dollar ecosystem requires the right infrastructure to deliver institutional-grade yield at scale,” said Nick Motz, highlighting the firm’s vision of expanding RLUSD beyond its traditional payment and settlement functions.
Soil’s approach positions RLUSD as more than a medium of exchange, introducing investment functionality that allows stablecoins to generate predictable returns. Tokenized assets provide onchain access to instruments traditionally reserved for institutional investors, such as private debt and government-backed securities, effectively bridging traditional finance with blockchain-based settlements.
XRPL’s Growing Role in Tokenized Assets
The launch comes as the XRP Ledger recently surpassed Solana in distributed real-world asset value, according to RWA.xyz. XRPL’s recent upgrades, including the activation of a permissioned decentralized exchange (DEX), enable institutions to run gated trading venues restricted to approved participants. These enhancements aim to attract regulated financial actors, facilitating tokenized Treasuries, corporate debt, and other RWAs onchain.
Ripple has also partnered with Aviva Investors to explore tokenization of traditional fund structures, while ongoing XRPL development includes potential native staking mechanisms. Soil’s deployment on XRPL complements these efforts, supporting a broader institutional adoption of stablecoins and digital assets.
By introducing RWA-backed yield products, Soil not only enhances RLUSD’s utility but also strengthens XRPL’s position in the competitive blockchain landscape. As the RWA segment of crypto is projected to reach $2 trillion by 2028, regulated yield protocols could become a critical tool for bridging traditional finance with blockchain innovation.
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