Visa has introduced a new platform aimed at enabling autonomous, AI-driven shopping, marking a significant expansion into agentic commerce. The system, known as Intelligent Commerce Connect, allows artificial intelligence agents to browse products, make purchasing decisions, and complete transactions on behalf of users within secure parameters.
Described as a network, protocol, and “token vault-agnostic on-ramp,” the platform is designed to simplify how businesses integrate with emerging AI ecosystems. Through a single connection via the Visa Acceptance Platform, merchants can make their product inventories visible and accessible to AI agents operating across various digital environments. This enables a more seamless and automated shopping experience without requiring multiple integrations.
The platform includes core payment functionalities such as secure payment initiation, tokenization, authentication, and user-defined spending controls. These features are intended to ensure that AI agents can transact safely while remaining within limits set by consumers. Visa noted that the system supports both Visa and non-Visa card payments, increasing flexibility and interoperability for merchants and developers.
The move comes as blockchain networks like Ethereum, Tron, and Solana, alongside fintech firms, compete to provide infrastructure for AI-based payments. Visa’s approach focuses on leveraging its existing global payment network while extending compatibility to emerging AI agent protocols and standards.
Meanwhile, AI fintech firm Nevermined has integrated with Visa’s system using Coinbase’s x402 protocol. This allows AI agents to purchase digital goods and services autonomously while adhering to predefined spending rules set by users. Merchants, in turn, receive payments through their existing processing systems without additional complexity.
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