Ripple Wins Final US Approval for National Trust Bank
Ripple says its national trust bank has won final US approval to manage RLUSD reserves and provide fiduciary custody, while the stablecoin’s issuer stays unchanged.
The Stablecoin Regulation topic covers the evolving legal frameworks, policy proposals, and oversight standards shaping the future of stablecoins across global markets. This section tracks government actions, licensing requirements, reserve transparency rules, compliance expectations, and the involvement of major financial regulators. It highlights how lawmakers, central banks, and international institutions are defining the role of stablecoins in payments, settlements, and digital finance. Readers gain insights into regulatory debates, enforcement activity, industry responses, and the impact of new legislation on issuers, exchanges, fintech firms, and everyday users. As stablecoins rapidly expand into mainstream finance, this topic examines how regulation will determine their adoption, safety, and long-term stability.
Ripple says its national trust bank has won final US approval to manage RLUSD reserves and provide fiduciary custody, while the stablecoin’s issuer stays unchanged.
The US banking regulator urges community banks to explore stablecoin issuance, while applications remain unopened ahead of the January 2027 GENIUS Act deadline.
Ripple adds AI automation and 24/7 Returns to corporate treasury, with qualifying RLUSD balances eligible and companies choosing workflow approval settings.
SoFi’s SOFIE offers a variable 4.40% APY on bank deposits eligible for FDIC insurance, with 1:1 conversion to SoFiUSD and a rollout through November.
Coinbase and major crypto groups spent more than $4 million on Q3 federal lobbying, down from Q2, as the CLARITY Act failed to advance in the…
The OCC’s final GENIUS Act rule takes effect January 18, 2027, easing its approach to rewards arrangements while retaining reserve and redemption safeguards.
Western Union has selected Noah for USDPT remittance payouts on Solana, letting recipients hold digital dollars. Launch markets, timing and fees remain undisclosed.
FINMA has approved Switzerland’s first retail fund holding Bitcoin directly, while the provider, fees and trading launch remain undisclosed.
Visa and Mesh plan wallet-based crypto and stablecoin spending across Visa’s 175 million-plus merchant locations, with participating apps and launch details still to come.
Mastercard’s Stablecoin Security will score payment risks for financial institutions, launching first in North America with worldwide availability expected in 2027.