John Collison, co-founder and president of Stripe, said AI-driven commerce could expand significantly as autonomous software agents begin handling real economic transactions. He noted that stablecoins and high-throughput blockchains are structurally suited to support automated payments, capital allocation, and machine-to-machine commerce.
Stripe has been expanding its crypto infrastructure, including enabling AI agents to transact using stablecoins through programmable payment standards integrated with blockchain networks. The approach reflects broader fintech efforts to align AI automation with digital asset rails that allow continuous, low-cost settlement.
The comments come amid growing industry investment in the so-called agentic economy, where AI systems manage wallets and execute transactions independently. While the model offers efficiency gains for digital payments and services, recent operational failures and safety concerns underscore the need for robust safeguards as autonomous financial activity scales.