A retail investor is an individual who buys and sells cryptocurrencies or other financial assets for personal investment rather than on behalf of an organization. Retail investors typically trade smaller amounts compared to institutional investors, and they often use exchanges, wallets, or investment platforms to manage assets. Their decisions are influenced by personal research, market trends, or news. In crypto, retail investors play a significant role in market liquidity and price movements.
Hong Kong regulators have finalized licensing rules for crypto trading and custody providers, aligning oversight more closely with traditional securities regulation while launching a new consultation on advisory and asset management services.